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BlogFirst Responder LoansGeneralHomeownershipMortgagesNews

Refinancing Equals Peace of Mind and the Truth about Tariffs

Lending To Heroes

Refinancing – Financial stress is one of the two biggest stressors in a household. Refinancing is now making up 42% of all new mortgages being...

BlogFirst Responder LoansGeneralHomeownershipMortgagesNews

Proud to speak at the NJ State PBA Mini Convention

Lending To Heroes

For the 16th consecutive year, Lending To Heroes was proud to be a vendor at the New Jersey State Policemen’s Benevolent Association (NJSPBA) Mini-Convention in...

FinancesHomeownershipIndustry NewsPurchaseRefinance

Your Situation is Unique: No One-Size-Fits-All Loan Program

Lending To Heroes

Why There’s No Single “Best” Mortgage Rate I’m often asked, “I’m looking to purchase a home or refinance to save money—what’s your rate?” The reality...

FinancesHomeownershipIndustry NewsPurchaseRefinance

The Stress of Debt and Building Wealth

Lending To Heroes

Managing Debt and Financial Stress Financial strain is one of the biggest stressors in a household. Inflation has affected everyone, with the cost of gas,...

FinancesHomeownershipIndustry NewsPurchaseRefinance

The Fed Isn’t the Only Driver of Interest Rates

Lending To Heroes

Rates Are Controlled by Market Conditions, Not Just the Fed Many people believe that mortgage rates are solely determined by the Federal Reserve. The media...

FinancesHomeownershipIndustry NewsPurchaseRefinance

Why Buying or Refinancing Now Makes Sense

Lending To Heroes

MARRY YOUR HOME, DATE THE RATE: Why Buying or Refinancing Now Makes Sense What did you just say, Jeff? Now is the time to purchase...

FinancesHomeownershipIndustry NewsPurchaseRefinance

What to Expect in 2025: Housing, Interest Rates, and Inflation

Lending To Heroes

Well, 2024 was a very interesting year. As I wrote in the 2024 New Year article, rates came down a bit, but not as much...

FinancesHomeownershipIndustry NewsPurchaseRefinance

Your Credit Score is So Important

Lending To Heroes

Your Credit Score is So Important… You Can Help Yourself! So many people ask me, “What is the rate? What program do I get?” Well,...

FinancesHomeownershipIndustry News

We are at the halfway point – How is 2024 Shaping up?

Lending To Heroes

In the February 2024 issue of COPS Magazine, (page 79), I wrote an article about some misinformation and what to expect in 2024. One of...

HomeownershipMortgages

Yearly Financial Health Check-Up

Lending To Heroes

Your Yearly Financial Health Check-Up Just as you’d pay a visit to your doctor or take your care in for a tune-up, you need to...

HomeownershipMortgages

First Time Buying a House? Find All Your Questions About Mortgages Answered Here!

Lending To Heroes

As a first-time homebuyer, you might not know where to start. Applying for a mortgage can seem complicated, but the process isn’t as convoluted...

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Nationwide Mortgage Bankers, Inc. (NMB), going by NMB Home Loans, Inc. in the states of AL, AZ, GA, IL, IA, KS, LA, MN, MT, ND, OK, PA, SC, SD, TX, WV and as NMB Home Loans in KY and MA| NMLS# 819382 | (www.nmlsconsumeraccess.org) 3 Huntington Quadrangle, Suite 403N, Melville, NY 11747 | Branch NMLS 1822931 | (833) 700-8884 | www.nmbnow.com. NMB is in no way affiliated with Nationwide Mutual Insurance Company. “NMBNOW” is a registered DBA of Nationwide Mortgage Bankers, Inc. All loans are subject to credit and appraisal approval. Not all applicants may qualify. Some products and services may not be available in all states. NMB is not acting on behalf of or at the direction of FHA/HUD/USDA/VA or the federal government. By refinancing your existing home loan, your total finance charges may be higher over the life of the loan. This is an advertisement. Licensed under the California Finance Lenders Law by The Department of Financial Protection and Innovation #60DBO73939 | Georgia Residential Mortgage Licensee | MA Mortgage Lender License #ML819382 | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker – NY Department of Financial Services. | Rhode Island Licensed Lender | Licensed by the Virginia State Corporation Commission. Additional state licensing information can be found at https://nmbnow.com/disclosures-and-licensing/

By refinancing your existing home loan, your total finance charges may be higher over the life of the loan.